Financial Services

Prove where the risk, the customers and the coverage gaps are — to a regulator, a board, or an expansion committee.

Spatial risk and network intelligence for banks and insurers, running behind your own perimeter: where the collateral sits against flood, quake and wildfire, where credit concentrates geographically, which districts are underserved, and where the next branch or ATM earns its place. The outputs are shaped to what a regulator or a board actually asks for — IFRS S2 and NGFS scenarios, Basel concentration, CRA and FFIEC coverage.

Available now1 of 11 shipping today
What you get

The risk cluster, and the network around it

Collateral and portfolio exposure, concentration and climate-scenario disclosure on one side; branch, ATM and coverage performance on the other. Live ones open what runs today; the rest are marked Soon.

Live

Branch & ATM Network Dashboard

Network performance by branch, ward and segment with status and KPIs

Internal network reportingOpen the solution →
Soon

Collateral & Portfolio Risk Map

Map loan and mortgage collateral against flood, quake and wildfire exposure

IFRS S2 · Basel concentration
Soon

Concentration & Exposure Analyzer

Geographic credit, sector and real-estate concentration against limits

Basel geographic concentration
Soon

Climate-Risk Regulatory Reporting

The disclosure pack: scenarios, exposures, narrative, maps

IFRS S2 · NGFS · TCFD
Soon

Financial Inclusion & Coverage

Underserved areas, coverage gaps and inclusion reporting

CRA 12 CFR 25 · FFIEC geocoding
Soon

Fraud / AML Geo-Dashboard

Transaction and incident hotspots, anomaly clusters, card-fraud geography

AML monitoring practice
Soon

Asset-Level Exposure Scoring

Score every asset in a portfolio across perils and return periods

IFRS S2 physical risk
Soon

Climate Scenario Explorer

Compare NGFS / SSP pathways over the same assets across time horizons

NGFS scenarios · CMIP6 SSPs
Soon

Property Peril Report

One-page hazard sheet per address: flood, fire, wind, quake, distance to risk

Peril scoring conventions
Soon

Resilience Disclosure Pack

Board and regulator output: exposure, scenarios, concentrations, narrative

IFRS S2 · TCFD
Soon

ATM Cash & Service Routing

Where cash and service runs go, and what they cost by route

Operations planning
The problem

You need spatial intelligence — but InfoSec forbids cloud AI

Banks and insurers need spatial risk and network intelligence, but security review will not allow customer, portfolio or transaction data to reach a cloud AI. Sovereignty is the one procurement gate — and it is exactly our edge.

What it covers

Branch & ATM performanceCollateral & portfolio exposureGeographic concentrationClimate scenarios & disclosureFinancial inclusionFraud & AML geography
Runs on your stack

On Strata, or on your existing Esri services

Flat data models, large budgets, and sovereignty is the entry ticket rather than a nice-to-have.

Sovereign by default

Deployed on your own servers, on-prem or in your cloud — with a local model option, so no data or prompt leaves the building.

Honest boundary

Naming what this doesn't do is what makes where it wins believable.

Where it stops

Analytics over the bank's own data — not a core banking system. Distance, not true drive-time.

Two ways to get it

Build it yourself, or have us deliver it

Every solution starts from an open, AI-guided template — build it yourself for free, or have us deliver and support the finished result.

DIY — the free open template

Clone the open (MIT) repo, follow the AI-guided setup, and run it on Strata Free — on your own data, on your own servers. Yours to customize, no license.

Clone the recipe →

Delivered + supported

We stand it up, customize it with AI on your data and jurisdiction, load your first layers, and support it — delivery, license and annual support on Strata Team or Unlimited.

Complete spatial platform

Serve your data. Then talk to it.

Strata serves your spatial data over the ArcGIS REST protocol, then lets anyone explore it in plain language — on-prem and sovereign, at a fraction of Enterprise cost. Keep your Esri licenses.